Insurance for foreigners for TRC or visa
If you are living in Poland as an international student or foreign worker from India, the Philippines, Indonesia, African countries (Nigeria, Kenya, etc.), Canada, the United States, the United Kingdom, Colombia, or any non-EU/EEA country — and you are applying for or renewing your visa, temporary residence card (karta pobytu), or permanent residence permit — you are legally required to have valid Insurance for foreigners for visa or residence card. Without compliant private health insurance, your application may be suspended or rejected.
Polish immigration authorities — Urząd Wojewódzki (Voivodeship Offices) — require proof of medical coverage if you are not insured under the public NFZ system (through employment, ZUS contributions, or a university agreement). For most foreigners, this means obtaining private medical insurance with minimum coverage of €30,000, valid in Poland. This €30,000 standard remains mandatory in 2026 and must cover medical treatment, hospitalization, emergency care, medical transport, and repatriation — fully aligned with residence card and visa requirements.
As an official agent of Wiener TU S.A., part of Vienna Insurance Group, ONE PLUS provides cost-effective and fully compliant Insurance for foreigners for visa or residence card solutions. Our policies are structured specifically for immigration procedures and are consistently accepted by Voivodeship Offices in Warsaw, Kraków, Wrocław, Poznań, Gdańsk, and across Poland — ensuring smooth processing without administrative risk.
Why Health Insurance Is Mandatory for Your Karta Pobytu
Especially for students and foreigners not in the public system, private insurance is required to prove access to healthcare in Poland.
- Covers essential costs: treatment, hospitalization, emergencies, transport, and repatriation.
- Minimum amount: €30,000 (standard requirement for residence permits and student stays).
- Must be valid for your entire planned stay and during the application/decision process.
- Issued by a licensed Polish insurer like Wiener (our policies come ready in Polish for submission).
Missing or unsuitable insurance often leads to rejection or delays — secure it properly with us!
Why Choose ONE PLUS & Wiener?
- Guaranteed Compliance — Wiener policies via ONE PLUS are tailored for karta pobytu, national visas, and extensions. Fully accepted nationwide for students and workers.
- Lowest Prices Available — Direct partner rates mean 10-20% savings compared to market averages — no hidden fees, ideal for budget-conscious internationals.
- Instant & Simple Online Process — Get your policy in 5-10 minutes; PDF delivered by email right after payment.
- Flexible Coverage Terms — From 6 months (great for quicker processing) to 1 year or more, with easy renewals.
- English-Language Support — Helpful assistance in English (plus Russian, Ukrainian, Polish if preferred). We guide you on Urząd documents.
- Optional Extras — Add accident coverage (NNW) for extra protection against injuries.
Health insurance pricing for Residence Permit (TRC)
All options meet or exceed the €30,000 minimum and suit student/foreigner applications. Prices include deductible where noted.
1-Year Coverage Options
| Coverage | Conditions | Price |
|---|---|---|
| €10,000 (deductible) | No physical/manual work | 238 PLN |
| €10,000 (deductible) | No physical work + Accident (NNW 10,000 PLN) | 297 PLN |
| €10,000 (deductible) | Includes physical work, no NNW | 523 PLN |
| €30,000 (deductible) | No physical/manual work (recommended) | 529 PLN |
| €30,000 (deductible) | No physical work + Accident (NNW 10,000 PLN) | 588 PLN |
| €30,000 (deductible) | Includes physical work, no NNW | 1162 PLN |
If your karta pobytu application is expected to be processed quickly and the inspector only needs a basic insurance policy, the optimal solution is the 6-month option. It fully meets the requirements of the Urząd Wojewódzki (voivodeship office) while helping you save on costs. For such cases, we recommend the €30,000 coverage package (no physical/manual work) for just 264 PLN.
6-Month Coverage Options (Budget-Friendly for Faster Applications)
| Coverage | Conditions | Price |
|---|---|---|
| €10,000 (deductible) | No physical/manual work | 119 PLN |
| €10,000 (deductible) | No physical work + Accident (NNW 10,000 PLN) | 148 PLN |
| €10,000 (deductible) | Includes physical work, no NNW | 261 PLN |
| €30,000 (deductible) | No physical/manual work (top student choice) | 264 PLN |
| €30,000 (deductible) | No physical work + Accident (NNW 10,000 PLN) | 293 PLN |
| €30,000 (deductible) | Includes physical work, no NNW | 579 PLN |
For clients who need maximum reliability and a long-term solution throughout their entire legalization period in Poland, ONE PLUS recommends purchasing the 1-year policy with €30,000 coverage (no physical/manual work) for just 529 PLN. This is a stable and proven option that voivodeship offices (Urzędy Wojewódzkie) accept without any additional questions or issues.
How to Get Your Policy in Just 5 Minutes
- Contact us via Telegram, Viber, WhatsApp, or email.
- Select your term and coverage type.
- Provide: Scan/photo of one passport page, your email, and Polish phone number.
- Pay securely (card, bank transfer, BLIK — direct to Wiener).
- Receive your digitally signed PDF policy by email — ready for Urząd submission.
Your data is fully protected under GDPR/RODO.
Documents Needed for Your Office Submission
- Wiener policy PDF (provided by us).
- Automatic payment confirmation.
- Any additional items if requested (we’ll advise you).
Don’t risk delays or rejection over insurance! Get the cheapest reliable Wiener policy through ONE PLUS — fast, in English, and trusted by thousands of foreigners in Poland.
Contact ONE PLUS Today
- Phone: +48 71 880 85 08
- Email: [email protected]
- Viber: @oneplus_lex
- Telegram: @onepluswro_bot
- WhatsApp: +48 537 272 400
Secure your coverage now and enjoy peace of mind while studying, working, or living in Poland. We’re here to help every step of the way!
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