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Health Insurance for TRC or Visa

Online insurance in Poland

Choose your dates and cover in the online calculator. Send your application, check the details with a ONE PLUS agent, and receive your policy in your account and by email once it is arranged and paid for.
Online medical insurance: a policy, dates and protection
Insurance online

Insurance cost calculator

ONE PLUS · KNF 11266940/A

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ONE PLUS Sp. z o.o. is a licensed insurance agent, entered under no. 11266940/A in the Register of Insurance Intermediaries (Rejestr pośredników ubezpieczeniowych) maintained by KNF. Your policy is arranged by an official agent, fully online with no office visit: several options from trusted insurers, competitive prices, discounts and bonuses for clients, friends and ONE PLUS partners.

What you get when you apply online

From the first calculation to your policy document — all in one place, with help from an insurance agent.

  • A price before you apply

    Choose the period and cover amount. The calculator shows an available tariff or lets you know that an agent needs to prepare a quote.

  • Cover for your purpose

    Tell us whether you need a policy for a residence permit, visa or studies. Your agent will check the selected option before arranging it.

  • A chat in your account

    Ask questions, clarify details and receive replies from your agent. You can attach documents to your application.

  • Your policy as a PDF

    After checking your details, agreeing the terms and receiving payment, your agent will send the policy to your account and email.

  • Applications for loved ones

    Create a separate application for a child, relative or friend. Each insured person has their own details and cover dates.

  • Rewards for online orders

    After payment is confirmed, 5% is credited to your account balance. Save it towards ONE PLUS services or request a payout from 100 PLN.

Online health insurance for foreigners in Poland

With the ONE PLUS website and our online calculator you can arrange medical insurance for living and working in Poland, including a policy that suits a residence card (TRC) or a Polish visa application. It takes a few minutes: choose the period and the sum insured, fill in the form, and we will prepare the policy for you.

You can pay quickly and easily with a BLIK code. A licensed ONE PLUS insurance agent checks your details, answers your questions in the chat and sends the finished policy as a PDF to your e-mail. No office visit needed: we work with clients all over Poland.

What you can do on this page

  • Calculate the cost of insurance. Enter the period and the insured person’s details: the calculator shows the price and the available cover options. If an individual quote is needed, the agent prepares it in the chat.
  • Apply online in a few minutes. Your application is saved in your account: you can come back to it, correct details or add another one.
  • Ask the agent. The agent tells you whether the policy suits a residence card, a visa or a university, and agrees the terms before you pay.
  • Insure your family. One account holds policies for you, your child, your spouse or your parents.
  • Get the policy as a PDF. After payment the agent e-mails the document, and a copy stays in your account.

Why buying online pays off

Buying online saves time: no waiting for an appointment and no trip to the office. On top of that, every paid online policy returns a bonus of at least 5% of its price to the balance in your account. The more policies you and the friends you invite buy in a calendar year, the higher your programme level (Silver, Bronze, Gold, Black) and the higher the bonus rate, up to 13%. The bonus is credited once the agent confirms the payment.

Invite friends and collect bonuses

In your account you can join the ONE PLUS referral programme: accept the rules and get a personal code and invitation link. When someone you know buys and pays for a policy through your link, you get a bonus for their insurance and they get a bonus for their own policy. There is no limit on how many people you invite, and every credit is shown in your transaction history.

How to use what you have collected

You can spend bonuses on ONE PLUS services, for example a residence card consultation, or request a payout from 100 zł: online or at our Wrocław office, with no ONE PLUS fee. You confirm the request with a code from your e-mail, and the amount is reserved while the agent processes the payout.

Insurance for a Polish residence permit, visa or studies

Tell us why you need the document. Insurance for a residence permit is selected with your basis of stay and medical cover requirements in mind. A Polish visa or university may have different requirements. Your agent will check the option before arranging it; the cover amount alone does not guarantee acceptance. Read about the conditions and example tariffs on our residence permit insurance page.

Apply through a registered insurance agent

ONE PLUS Sp. z o.o. is listed in the KNF Register of Insurance Intermediaries under number 11266940/A. We serve clients across Poland. If you prefer to speak in person, our office is in Wrocław at ul. Marsz. Józefa Piłsudskiego 43, 4th floor, office 8.

F.A.Q.

FAQ: online insurance in Poland

Answers about the calculator, applications, payment and receiving your policy.
How do I arrange insurance online with ONE PLUS?

Choose the dates, cover amount and tariff in the calculator, then enter the insured person’s details and your contact information. Once you verify your email, a chat will open for your application. Confirm the details and agree the terms and payment with your agent. You will receive the finished policy as a PDF.

What price does the online insurance calculator show?

For available combinations of dates and cover, the calculator uses the available tariffs. If it shows an estimate or says an agent’s quote is needed, agree the final amount in the chat. Sending an application does not mean the policy has been paid for or that cover has started.

Can I apply for a residence permit or visa insurance policy?

Yes. Tell us what you need the policy for when choosing your cover. Requirements for a Polish residence permit and a visa may differ. Your agent will check the dates, cover and terms of the selected option. The relevant immigration office or consulate makes the final assessment of your documents.

What details do I need to insure a foreign national?

Have the first and last name as shown in the identity document, date of birth, nationality, passport number, residential address, phone number and email ready. Specify the dates and type of work. Share any university requirements or letter from the immigration office with your agent before payment.

Can I arrange a policy for my child or another person?

Yes. Select who you are insuring at the start of the form and enter that person’s details. Confirm that you are authorised to provide them. The application stays in the account linked to your email, and you can create a separate application for another person.

How do I pay and receive my policy?

After you confirm the application, your agent will agree the final price and payment arrangements with you. BLIK payment is available. Once the formalities and payment are complete, your agent will provide the PDF policy through your account and by email.

What if a name or date in my application is wrong?

Choose “Change” under the summary and describe the correction in the chat. Your agent will update the details and ask you to confirm them again. If the policy has already been issued, contact your agent first: the correction process depends on the insurer.

When does insurance cover start?

The issued policy specifies the period of cover, subject to its terms. Sending the form, confirming your details or receiving an estimate does not activate cover. Before paying, check the start date and any restrictions with your agent.